Once you’ve explored mortgage lenders and established a budget through the pre-qualification process, the next step is to obtain a mortgage pre-approval. While this is not the final loan approval, it is an important part of the homebuilding journey. Pre-approval demonstrates to builders that you are a serious buyer with the financial ability to move forward, and it provides you with a clear price range for your new home.
For more information about our trusted lending partners, click the Lender Services button on the left. You can also contact us directly for personalized assistance in connecting with reputable mortgage lenders.
Do you already own land? If not, our experienced agents are ready to assist you in finding the ideal location for your new home. Contact us directly for personalized support in connecting with an agent and securing the perfect homesite.
You’ll collaborate with our team to select the perfect home model from one of our thoughtfully curated collections. Together, we’ll help you personalize every detail—from color schemes and décor to special features tailored to your unique needs and preferences.
Once your home plan is selected, it will be submitted to our Design & Engineering Department to finalize the construction specifications.
At this stage, a deposit is required to initiate the ordering process. The deposit will be applied toward your final contract price and is non-refundable. We require a small deposit for Modular and Manufactured homes.
Once your new home is ordered, we will receive an estimated delivery date to help guide the next steps in the process.
As delivery approaches, we’ll begin applying for the necessary permits required by the city and county where your home will be located. Once permits are approved, our subcontractors will begin preparing your property and completing any required land improvements. These preparations can be included in your Land Improvement Options package.
Upon delivery of your home, additional subcontractors will handle the finishing touches. This “wrap-up” phase typically takes around two months, though timelines may vary depending on material availability and contractor schedules. During this phase, licensed professionals will complete plumbing, HVAC, electrical systems, and any remaining contracted work to ensure your home is fully functional and move-in ready.
While contractors are completing their work, you’ll begin the process of setting up electrical service with your local power provider. This ensures that your home will be connected and powered by the time construction is complete.
Once all work is finalized, we will schedule final inspections with the county to confirm your home meets all codes and regulations. Upon successful inspection, the county will issue a Certificate of Occupancy, which your lender will require before closing. At that point, your home will be officially ready for you and your family to move in!
After we finalize your closing, you and your family are ready to move into your new home!
JNH Builders, Inc Model Home Center
2774 NC Hwy 70 E, Morganton, NC 28655
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